Is JPMorgan Chase (JPM) a Buy Right Now?
A plain-English read on JPMorgan Chase stock — what the chart and the numbers are saying today, with no jargon and no hype.
What this means, in plain English
JPMorgan Chase is currently trading at $353.21. The stock is in an uptrend, meaning it consistently trades above its 200-day average of $310.73. This 200-day average is a common benchmark used to see if a stock is generally moving in a positive direction over time.
The RSI, or Relative Strength Index—a gauge of whether a stock has climbed too far, too fast—sits at 66.3. This indicates healthy momentum without being extreme. With the price recently breaking through its ceiling of $351.24, the data supports a buy position for those looking at the current trend.
Should you buy JPMorgan Chase stock?
The data currently supports a buy rating based on the price trend and momentum. However, always consider your own risk tolerance before entering a position. This is education, not personal financial advice.
Is JPM a good stock for beginners?
JPMorgan is a massive, established financial institution, which often makes it a starting point for new investors. While it is a large company, remember that all stocks experience volatility, or price swings, so keep your position sizes small as you learn.
What's driving JPM right now
The stock price is currently above its 200-day average of $310.73.
The stock has established a recent support level, or price floor, at $325.01.
The RSI of 66.3 shows the stock is moving upward but is not yet considered overextended.
The stock recently moved past its previous resistance, or ceiling, of $351.24.
What JPMorgan Chase actually does
JPMorgan Chase & Co. operates as a bank and financial holding company in the United States, rest of North America, Europe, the Middle East, Africa, the Asia Pacific, Latin America, and the Caribbean. It operates in three segments: Consumer & Community Banking, Commercial & Investment Bank, and Asset & Wealth Management. The company offers deposit, investment and lending products, and cash management; mortgage origination and servicing activities; residential mortgages and home equity loans; and credit cards, payment solutions, travel services, merchant offers, lifestyle benefits, auto loans, and leases to consumers and small businesses through bank branches, ATMs, and digital and telephone banking. It also provides investment banking, market-making, financing, custody, and securities products and services; corporate strategy and structure advisory, equity and debt market capital-raising, and loan origination and syndication services; cash and derivative instruments, risk management solutions, prime brokerage, clearing, and research; and fund services, liquidity and trading services, and data solutions products for large corporations, financial institutions, merchants, start-ups, small and midsized companies, local governments, municipalities, nonprofits, and commercial real estate clients. In addition, the company offers multi-asset investment management solutions in equities, fixed income, alternatives, and money market funds to institutional clients and retail investors; retirement products and services, estate planning, lending, deposits, and investment management products to high-net-worth clients; and financial transaction processing. JPMorgan Chase & Co. was founded in 1799 and is headquartered in New York, New York.
JPMorgan Chase by the numbers
Wall Street consensus on JPM is Buy. That is the analyst community's view, shown for context — it is not our read and not a recommendation.
JPMorgan Chase's earnings history
Earnings per share for JPMorgan Chase's last 4 reported financial years, as filed — EPS has risen over that span. We don't hold analyst consensus estimates for these periods, so no beat-or-miss judgement is shown.
| Period end | EPS reported |
|---|---|
| 2025-12-31 | 20.09 |
| 2024-12-31 | 19.79 |
| 2023-12-31 | 16.25 |
| 2022-12-31 | 12.10 |
Who owns JPMorgan Chase?
Institutions — pension funds, asset managers, index providers — hold 76.1% of JPM, and the concentration matters: the largest single holder alone controls 7.77% of the company.
| Holder | Shares | % held |
|---|---|---|
| 208.22M | 7.77% | |
| 165.28M | 6.17% | |
| 124.28M | 4.64% |
Names withheld — plus 3 more records not shown.
See who owns itWhat JPMorgan Chase insiders have been doing
Executives and directors must disclose their own trades in company stock. Of the last 6 disclosed transactions we hold for JPMorgan Chase, 2 were sales and 0 were open-market purchases; the other 4 were awards, vesting or option exercises rather than a decision to buy or sell. Insiders sell for many ordinary reasons — scheduled plans, tax, diversification — so a sale is not by itself a signal.
| Insider | Date | Type | Shares | Value |
|---|---|---|---|---|
| 2026-06-30 | AWARD / VEST | 122 | $40.0K | |
| 2026-06-30 | AWARD / VEST | 122 | $40.0K | |
| 2026-06-30 | AWARD / VEST | 171 | $56.3K |
Names withheld — plus 3 more records not shown.
See which insidersThe numbers behind the read
Who in Washington has been trading JPM?
Members of Congress must disclose trades over $1,000 within 45 days under the STOCK Act. At least 25 disclosures name JPM — filed by 14 separate members or more and worth $151K–$615K combined (filings report bands, never exact amounts). 16 purchase-side, 9 sale-side, most recently on 2026-04-13.
| Member | Date | Action | Amount filed |
|---|---|---|---|
| 2026-04-13 | SELL | $15,000 - $50,000 | |
| 2026-04-08 | SELL | $1,001 - $15,000 | |
| 2026-04-08 | SELL | $1,001 - $15,000 |
Names withheld — plus 22 more records not shown.
See which membersWith the price at $353.21 and momentum favoring the upside, the data points to a buy for those comfortable with current market trends.
Don't guess. Practice this trade first.
Buy it with virtual cash and watch how it plays out — before a dollar of your own is on the line.
Practice JPM risk-free in your paper portfolioPaper trading, the AI Read & live indicators are inside a Money GPS membership — one price, the whole platform.
Beginner questions about JPM
Should I buy JPM stock?+
Based on the current price of $353.21 and the positive trend above the 200-day average, the data supports a buy.
Is JPM a good long-term investment?+
JPM is a large, established firm currently showing a positive trend, though all stocks carry risk.
Is JPM a buy or a sell?+
The data currently indicates a buy, as the price is trending upward and sits above its 50-day average of $322.42.
Is JPM overvalued?+
The stock has a P/E ratio of 17.6, which is a measure of the price relative to earnings.
Is JPM a good stock for beginners?+
As a large financial institution, it is often studied by beginners, but keep in mind the price has moved within a 52-week range of $279.1 to $351.24.
Important disclaimer
This page is for educational and informational purposes only and is not financial, investment, tax, or legal advice, nor a recommendation, offer, or solicitation to buy, sell, or hold JPMorgan Chase (JPM) or any other security. The Money GPS is not a registered investment adviser, broker-dealer, or financial planner, and no content here should be relied upon to make an investment decision.
The verdict, indicators, and commentary are generated automatically — in part using AI — from third-party market data (via Yahoo Finance) that may be delayed, incomplete, or inaccurate, and is provided “as is” without any warranty. Figures reflect the market as of 2026-07-24 and change constantly; the read above may already be out of date. A “Buy,” “Hold,” or “Be Careful” label is a simplified, rules-based signal for beginners — not a price target or a guarantee of any outcome.
All investing involves risk, including the possible loss of your entire principal. Past performance and historical patterns do not guarantee future results. Always do your own research and consult a licensed financial professional who knows your personal circumstances before investing. You are solely responsible for your own investment decisions. The Money GPS and its authors may hold positions in the securities discussed and accept no liability for any loss arising from the use of this information.