Is JPMorgan Chase (JPM) a Buy Right Now?
A plain-English read on JPMorgan Chase stock — what the chart and the numbers are saying today, with no jargon and no hype.
What this means, in plain English
JPMorgan Chase is currently priced at $353.51. The stock remains in an upward trend because it sits above its 200-day average of $321.62, which is the average price over the last year. This suggests the long-term direction of the stock price is generally moving higher.
The RSI, or Relative Strength Index—a gauge of whether a stock has climbed too far, too fast—is at 45.5. This indicates the stock is neither overbought nor oversold. With a P/E ratio of 17.6, which measures the price relative to earnings, the valuation remains within a reasonable range for a bank.
Should you buy JPMorgan Chase stock?
The data supports a buy rating because the price holds above its long-term average despite the recent 1.43% dip. You should view this as a potential entry point near the $350.37 support floor. Always remember that markets change, so keep your position size small.
Is JPM a good stock for beginners?
JPMorgan is a massive, established financial institution, which often makes it a common starting point for new investors. While it is a large company, it still experiences price swings, as seen in its 52-week range of $279.1 to $366.5.
What's driving JPM right now
The stock price is currently above its 200-day average of $321.62.
The stock has found a recent support level, or floor, at $350.37.
The stock faces recent resistance, or a ceiling, at $365.75.
The stock experienced a recent day change of -1.43%.
What JPMorgan Chase actually does
JPMorgan Chase & Co. operates as a bank and financial holding company in the United States, rest of North America, Europe, the Middle East, Africa, the Asia Pacific, Latin America, and the Caribbean. It operates in three segments: Consumer & Community Banking, Commercial & Investment Bank, and Asset & Wealth Management. The company offers deposit, investment and lending products, and cash management; mortgage origination and servicing activities; residential mortgages and home equity loans; and credit cards, payment solutions, travel services, merchant offers, lifestyle benefits, auto loans, and leases to consumers and small businesses through bank branches, ATMs, and digital and telephone banking. It also provides investment banking, market-making, financing, custody, and securities products and services; corporate strategy and structure advisory, equity and debt market capital-raising, and loan origination and syndication services; cash and derivative instruments, risk management solutions, prime brokerage, clearing, and research; and fund services, liquidity and trading services, and data solutions products for large corporations, financial institutions, merchants, start-ups, small and midsized companies, local governments, municipalities, nonprofits, and commercial real estate clients. In addition, the company offers multi-asset investment management solutions in equities, fixed income, alternatives, and money market funds to institutional clients and retail investors; retirement products and services, estate planning, lending, deposits, and investment management products to high-net-worth clients; and financial transaction processing. JPMorgan Chase & Co. was founded in 1799 and is headquartered in New York, New York.
JPMorgan Chase by the numbers
Wall Street consensus on JPM is Buy. That is the analyst community's view, shown for context — it is not our read and not a recommendation.
JPMorgan Chase's earnings history
Earnings per share for JPMorgan Chase's last 4 reported financial years, as filed — EPS has risen over that span. We don't hold analyst consensus estimates for these periods, so no beat-or-miss judgement is shown.
| Period end | EPS reported |
|---|---|
| 2025-12-31 | 20.09 |
| 2024-12-31 | 19.79 |
| 2023-12-31 | 16.25 |
| 2022-12-31 | 12.10 |
Who owns JPMorgan Chase?
Institutions — pension funds, asset managers, index providers — hold 75.8% of JPM, and the concentration matters: the largest single holder alone controls 7.76% of the company.
| Holder | Shares | % held |
|---|---|---|
| 206.29M | 7.76% | |
| 161.59M | 6.08% | |
| 125.21M | 4.71% |
Names withheld — plus 3 more records not shown.
See who owns itWhat JPMorgan Chase insiders have been doing
Executives and directors must disclose their own trades in company stock. Of the last 6 disclosed transactions we hold for JPMorgan Chase, 1 was a sale and 0 were open-market purchases; the other 5 were awards, vesting or option exercises rather than a decision to buy or sell. Insiders sell for many ordinary reasons — scheduled plans, tax, diversification — so a sale is not by itself a signal.
| Insider | Date | Type | Shares | Value |
|---|---|---|---|---|
| 2026-08-11 | SELL | 2.5K | $903.5K | |
| 2026-07-27 | AWARD / VEST | 166 | — | |
| 2026-07-24 | AWARD / VEST | 864 | — |
Names withheld — plus 3 more records not shown.
See which insidersThe numbers behind the read
Who in Washington has been trading JPM?
Members of Congress must disclose trades over $1,000 within 45 days under the STOCK Act. At least 25 disclosures name JPM — filed by 15 separate members or more and worth $144K–$635K combined (filings report bands, never exact amounts). 13 purchase-side, 12 sale-side, most recently on 2026-04-13.
| Member | Date | Action | Amount filed |
|---|---|---|---|
| 2026-04-13 | SELL | $15,000 - $50,000 | |
| 2026-04-08 | SELL | $1,001 - $15,000 | |
| 2026-04-08 | SELL | $1,001 - $15,000 |
Names withheld — plus 22 more records not shown.
See which membersJPMorgan Chase is a buy today because it maintains a positive long-term trend while staying within a stable price range.
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Beginner questions about JPM
Should I buy JPM stock?+
The data supports a buy rating as the price is currently $353.51, which sits above the 200-day average of $321.62.
Is JPM a good long-term investment?+
The stock has shown resilience within a 52-week range of $279.1 to $366.5, suggesting a stable long-term history.
Is JPM a buy or a sell?+
Based on the current trend staying above the 200-day average and an RSI of 45.5, the current verdict is a buy.
Is JPM overvalued?+
With a P/E ratio of 17.6, the stock is trading at a level that does not suggest extreme overvaluation.
Is JPM a good stock for beginners?+
As a large, established bank with a price of $353.51, it is a common choice for beginners, though you should note the 52-week range.
Important disclaimer
This page is for educational and informational purposes only and is not financial, investment, tax, or legal advice, nor a recommendation, offer, or solicitation to buy, sell, or hold JPMorgan Chase (JPM) or any other security. The Money GPS is not a registered investment adviser, broker-dealer, or financial planner, and no content here should be relied upon to make an investment decision.
The verdict, indicators, and commentary are generated automatically — in part using AI — from third-party market data (via Yahoo Finance) that may be delayed, incomplete, or inaccurate, and is provided “as is” without any warranty. Figures reflect the market as of 2026-09-08 and change constantly; the read above may already be out of date. A “Buy,” “Hold,” or “Be Careful” label is a simplified, rules-based signal for beginners — not a price target or a guarantee of any outcome.
All investing involves risk, including the possible loss of your entire principal. Past performance and historical patterns do not guarantee future results. Always do your own research and consult a licensed financial professional who knows your personal circumstances before investing. You are solely responsible for your own investment decisions. The Money GPS and its authors may hold positions in the securities discussed and accept no liability for any loss arising from the use of this information.