Is Wells Fargo (WFC) a Buy Right Now?
A plain-English read on Wells Fargo stock — what the chart and the numbers are saying today, with no jargon and no hype.
What this means, in plain English
Wells Fargo is currently trading at $87.96. This price sits above its 200-day average of $84.93, which is a common indicator of a long-term upward trend. The stock is currently trading between its recent floor of $83.50 and its ceiling of $90.34.
The RSI, or Relative Strength Index, is at 53.8. This is a gauge of whether a stock has climbed too far, too fast; a reading near 50 suggests the price is balanced. With a P/E ratio—a measure of how much you pay for each dollar of earnings—of 13.8, the valuation appears reasonable.
Should you buy Wells Fargo stock?
The data suggests a buy because the stock is holding above its 200-day average. While the price dropped 2.23% today, it remains within a healthy range relative to its recent support levels. Always consider your own risk tolerance before entering a position.
Is WFC a good stock for beginners?
Wells Fargo is a massive, established bank, which often provides more stability than smaller, speculative companies. However, even large stocks experience volatility, as seen by the 52-week range of $72.78 to $97.76. It is a standard starting point for those learning how the banking sector moves.
What's driving WFC right now
The current price of $87.96 is safely above the 200-day average of $84.93.
The RSI of 53.8 shows the stock is not currently overextended in either direction.
The stock has established a recent support level, or floor, at $83.50.
The stock experienced a daily change of -2.23% in the most recent session.
What Wells Fargo actually does
Wells Fargo & Company, a financial services company, provides diversified banking, investment, mortgage, and consumer and commercial finance products and services in the United States and internationally. It operates through four segments: Consumer Banking and Lending; Commercial Banking; Corporate and Investment Banking; and Wealth and Investment Management. The company's financial products and services includes checking and savings accounts, and credit and debit cards, as well as home, auto, personal, and small business lending services. It also provides personalized wealth management, brokerage, financial planning, lending, private banking, trust and fiduciary products and services; and financial solutions to private, family owned and public companies through products and services including banking and credit products across multiple industry sectors and municipalities, secured lending and lease products, and treasury management. In addition, it offers a suite of capital markets, banking, and financial products and services, such as corporate banking, investment banking, treasury management, commercial real estate lending and servicing, equity, and fixed income solutions, as well as sales, trading, and research capabilities services to corporate, commercial real estate, government, and institutional clients. Wells Fargo & Company was founded in 1852 and is headquartered in San Francisco, California.
Wells Fargo by the numbers
Wall Street consensus on WFC is Buy. That is the analyst community's view, shown for context — it is not our read and not a recommendation.
Wells Fargo's earnings history
Earnings per share for Wells Fargo's last 4 reported financial years, as filed — EPS has risen over that span. We don't hold analyst consensus estimates for these periods, so no beat-or-miss judgement is shown.
| Period end | EPS reported |
|---|---|
| 2025-12-31 | 6.39 |
| 2024-12-31 | 5.43 |
| 2023-12-31 | 4.88 |
| 2022-12-31 | 3.17 |
Who owns Wells Fargo?
Institutions — pension funds, asset managers, index providers — hold 78.8% of WFC, and the concentration matters: the largest single holder alone controls 8.29% of the company.
| Holder | Shares | % held |
|---|---|---|
| 250.60M | 8.29% | |
| 199.90M | 6.61% | |
| 152.56M | 5.04% |
Names withheld — plus 3 more records not shown.
See who owns itWhat Wells Fargo insiders have been doing
Executives and directors must disclose their own trades in company stock. Of the last 6 disclosed transactions we hold for Wells Fargo, none were an open-market buy or sell — they are awards, vesting, option exercises or derivative conversions, which is normal and says nothing about conviction either way. Insiders sell for many ordinary reasons — scheduled plans, tax, diversification — so a sale is not by itself a signal.
| Insider | Date | Type | Shares | Value |
|---|---|---|---|---|
| 2026-07-15 | AWARD / VEST | 68.0K | — | |
| 2026-06-15 | AWARD / VEST | 17.2K | — | |
| 2026-05-14 | AWARD / VEST | 89 | — |
Names withheld — plus 3 more records not shown.
See which insidersThe numbers behind the read
Who in Washington has been trading WFC?
Members of Congress must disclose trades over $1,000 within 45 days under the STOCK Act. At least 25 disclosures name WFC — filed by 19 separate members or more and worth $95K–$550K combined (filings report bands, never exact amounts). 9 purchase-side, 16 sale-side, most recently on 2026-04-23.
| Member | Date | Action | Amount filed |
|---|---|---|---|
| 2026-04-23 | SELL | $15,001 - $50,000 | |
| 2026-04-12 | BUY | $1,001 - $15,000 | |
| 2026-03-13 | SELL | $1,001 - $15,000 |
Names withheld — plus 22 more records not shown.
See which membersWith the price holding above its long-term average and a balanced RSI, the data indicates a buy for Wells Fargo at $87.96.
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Beginner questions about WFC
Should I buy WFC stock?+
The data supports a buy because the price of $87.96 is currently trending above its 200-day average of $84.93.
Is WFC a good long-term investment?+
While we cannot predict the future, the stock is currently trading within its 52-week range of $72.78 to $97.76 with a P/E ratio of 13.8.
Is WFC a buy or a sell?+
Based on the current trend and the price sitting above the 200-day average, the data indicates a buy.
Is WFC overvalued?+
With a P/E ratio of 13.8 and an RSI of 53.8, the stock is currently trading in a balanced range.
Is WFC a good stock for beginners?+
As a large, established bank, it offers a common entry point, though beginners should note the 52-week price fluctuation between $72.78 and $97.76.
Important disclaimer
This page is for educational and informational purposes only and is not financial, investment, tax, or legal advice, nor a recommendation, offer, or solicitation to buy, sell, or hold Wells Fargo (WFC) or any other security. The Money GPS is not a registered investment adviser, broker-dealer, or financial planner, and no content here should be relied upon to make an investment decision.
The verdict, indicators, and commentary are generated automatically — in part using AI — from third-party market data (via Yahoo Finance) that may be delayed, incomplete, or inaccurate, and is provided “as is” without any warranty. Figures reflect the market as of 2026-09-08 and change constantly; the read above may already be out of date. A “Buy,” “Hold,” or “Be Careful” label is a simplified, rules-based signal for beginners — not a price target or a guarantee of any outcome.
All investing involves risk, including the possible loss of your entire principal. Past performance and historical patterns do not guarantee future results. Always do your own research and consult a licensed financial professional who knows your personal circumstances before investing. You are solely responsible for your own investment decisions. The Money GPS and its authors may hold positions in the securities discussed and accept no liability for any loss arising from the use of this information.